💰 Finance & Fintech · Risk & Modeling

Instrument unit economics honestly

Per-order/per-user contribution margin including hidden costs investors will find anyway.

intermediate~30 minFintech EngineersFinancial AnalystsRisk Teams

Steps

1Define the unit precisely (order? active user? subscription-month?)
2Include payment fees, support allocation, refunds/chargebacks in COGS
3Segment margin by cohort and channel; blended averages lie
4Track CAC payback months separately from LTV ratios
5Reconcile product analytics revenue to finance books monthly
6Revisit contribution margins quarterly as pricing and costs move

Common Pitfalls

▲Gross revenue celebrated while contribution is negative
▲Refund/chargeback losses excluded from dashboards

Commands

Install with skills CLI

$ npx skills add aniruddhaadak80/skills --skill risk-modeling-unit-economics-tracking

Install globally

$ npx skills add aniruddhaadak80/skills --skill risk-modeling-unit-economics-tracking -g

Tags

#unit-economics#metrics#finance#finance-fintech#risk-modeling

Install this skill

$ npx skills add aniruddhaadak80/skills --skill risk-modeling-unit-economics-tracking -a opencode

SKILL.md

# Instrument unit economics honestly

> Per-order/per-user contribution margin including hidden costs investors will find anyway.

## When to Use This Skill

Per-order/per-user contribution margin including hidden costs investors will find anyway.

## Steps

1. Define the unit precisely (order? active user? subscription-month?)
2. Include payment fees, support allocation, refunds/chargebacks in COGS
3. Segment margin by cohort and channel; blended averages lie
4. Track CAC payback months separately from LTV ratios
5. Reconcile product analytics revenue to finance books monthly
6. Revisit contribution margins quarterly as pricing and costs move

## Common Pitfalls

- Gross revenue celebrated while contribution is negative
- Refund/chargeback losses excluded from dashboards

View source on GitHub ↗

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